Personal Money Market Account

A State Bank Group Banking ServiceMaximize your savings with a State Bank Group Money Market Account!

  • Minimum balance $1000.
  • Minimum opening balance $1000.
  • Interest begins to accrue on the business day you deposit cash or non-cash items (example checks).
  • Interest is computed on daily balance.
  • Interest is compounded daily and credited monthly.
  • Up to six withdrawals per month by preauthorized, automated telephone transer - unlimited transfers are allowed in person and at ATM. 
  • Accounts closed before the end of the statement cycle forfeit accrued interest.
  • Account Charges: Monthly maintenance service charge of $6 if the daily balance drops below $1000 any day of the month.

*Interest Rate and Annual Percentage Yield (APY) are variable, and subject to change at any time. 


Note: Insufficient funds/overdraft/NSF charges may apply ($35) when there are insufficient or unavailable funds and the account becomes overdrawn. The bank uses real-time processing, which means transactions are posted as the bank receives them. Multiple insufficient funds/overdraft/NSF fees may be imposed if at any time during the day, an account has insufficient funds, even though the final balance at the end of the day may be positive. The fee applies to insufficient funds or overdrafts created by check, in-person withdrawal or other electronic means. You will not be charged for point-of-sale transactions or ATM transactions that result in your account becoming overdrawn. 


Safe Banking Tips

Never give out the following information in an email:

  • First name, last name, business name
  • Email and password combination

  • Credit card, bank account, and PIN
  • Social security and driver's license number

Do not download attachments, software updates, or any application to your computer via a link you received in an email. The State Bank Group will not ask you to download anything for your account to work.