Personal Banking Services

Certificate of Deposit

A State Bank Group Banking ServiceA low risk savings account that can boost the amount you earn.

  • Minimum balance $1000, minimum balance to obtain (annual percentage yield) APY is $1,000.
  • Interest Rate and the APY will not change for the term of the deposit.
  • Interest Computation Method is daily balance. IInterest Compounding is daily.  Interest credit frequency.....term 90 days or less @ maturity - term 91 days or more, monthly, quarterly, semi annually or annually
  • Interst begins to accrue on the business day you deposit non-cash items (example: checks).
  • The APY assumes interest remains in the account until maturity.
  • If any principal is withdrawn prior to maturity, a substantial penalty may apply.
  • A notice will be mailed prior to maturity.
  • Funds may be withdrawn up to 10 calendar days after the maturity date without penalty.

Excluding CD specials, certificates of deposit will renew automatically for the same term at the current APY in effect at the time of maturity. Additional deposits may only be made at renewal up to 10 calendar days after the maturity date.

Remote Deposit

A State Bank Group Banking ServiceInstallation, Initial Training and Licensing Fee included. Unisys Single Feed Check Scanner included, auto feed scanners are available for purchase. Other fees may apply pertaining to the deposit account(s) associated with the service, depending on the type. Please refer to the account disclosures received at account opening or provided in periodic updates via U.S. Mail and the "Schedule of Fees and Charges", for a list of fees and charges associated with Company deposit account(s). Click here for an informative online brochure.

  • Monthly maintenance service fee $50.00.

Watch Our Remote Deposit Capture Video

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Statement Savings

A State Bank Group Banking ServiceBuild up your cash reserves with a State Bank Group savings account to get closer to important financial goals.

  • Minimum balance $100.
  • Minimum opening balance $100.
  • Minimum balance to obtain APY $100.
  • Up to six withdrawals per month by preauthorized, automatic, or telephone transfer – unlimited transfers are allowed in person and at the ATM.
  • Interest is computed on daily balance. Interest is compounded daily and credited monthly.
  • Interest begins to accrue on the business day you deposit cash or non-cash items (example: checks).
  • Accounts closed before the end of the statement cycle forfeit accrued interest.
  • Account Charges: Monthly maintenance service charge if the balance drops below $100 any day of the month is $3.

*Interest Rate and Annual Percentage Yield (APY) are variable and subject to change at any time.