Service Fees

Services Charges Fee
Account closed first 90 days <90 days / $30.00
Account Reconcilement $75.00 hr / 1 hr min
ATM – Foreign Transaction Customer $2.00
ATM –Foreign Transaction Non-Customer $5.00
ATM Replacement Card $10.00* / rush $40.00
Bond Conversions, all types $35.00
Cash – Coin Processing – Non-Customer 5% / $5.00 min.
Cashier’s Check Customer $6.00
Certified Check $50.00
Charge Back/Returned Item $15.00
Check Cashing for Non-Customer 3% / $5.00 min.
Check - Copy $5.00
ChexSystems Reporting Fee $50.00 removal
Collections (all types) $55.00
Printed Temporary Checks $2.00 each
Coupons Per Issue $10.00 plus costs
Credit Verification $13.00
Fax $1.00 per page / $5.00 min.
Auction Bank Guaranty Letter $20.00
Inactive accounts Non-Interest Bearing $5.00 mo.
Incoming Wire Domestic $13.00
Incoming Wire International $35.00
Insufficient Funds Charge (Paid) or Insufficient Funds Charge (Returned)* 35.00 per item
IRA Transfer (outgoing) $30.00
Legal – Attachments/Levy/Citation/Subpoena, etc. $150.00
License Plate Stickers $7.50
Lost Passbook Reissue Fee $5.00
Night Deposit Bag and Keys $25.00 / $15.00 keys
Notary Service $1.00 each
Outgoing Wire - Domestic $40.00
Outgoing Wire - International $70.00
Overdraft paid via another deposit account with us/sweep $10.00
Personal Money Orders Customer $5.00
Photocopies $0.50
Research $75.00 hr / 1 hr min.
Return mail fee $5.00 per month
Safe Deposit Box Drilling $175.00
Safe Deposit Box Lost Key $35.00
Statement Copy/Current Print out/Account History $6.00
Stop Payment Check or ACH $35.00
Subordination Agreement $200.00
Telephone Funds Transfer (VRU free) $7.00
Wire Trace $80.00

*NOTE: Insufficient funds charges may apply when there are insufficient or unavailable funds and the account becomes overdrawn. The bank uses real-time processing, which means transactions are posted as the bank receives them. Multiple insufficient funds fees may be imposed if at any time during the day, an account has insufficient funds, even though the final balance at the end of the day may be positive. The fee applies to insufficient funds charges created by check, in- person withdrawal or other electronic means. You will not be charged for point-of-sale transactions or ATM transactions that result in your account becoming overdrawn.

Effective Date 10/31/18