"Bank Where You're Known"
Safely access the State Bank Group website or your State Bank Group account by opening up a new web browser and type in the following: "http://thestatebankgroup.com/"
Do not download attachments, software updates, or any application to your computer via a link you received in an email. State Bank Group Bank will not ask you to download anything for your account to work.
Choose a unique password and change it every 30-60 days.
A rapidly growing form of Internet fraud is a practice known as "phishing." The purpose of this is to familiarize you with the characteristics of phishing.
Phishing is the practice of sending fraudulent email messages to addresses requesting them to supply confidential information. The message is most often mass-mailed or "spammed" to thousands of potential victims. The email is disguised to look like a request from a legitimate organization such as a bank or credit card company with which recipients may already have a business relationship. Messages purporting to be from eBay or PayPal are also very common. Often the message includes a warning regarding a problem related to the recipient's account and requests the recipient to respond by providing specific confidential information. The format of this email typically includes proprietary logos and branding, a "From" line disguised to appear as if the message came from a legitimate sender, and a link to a website or an email address. All of these features are designed to assure the recipient that the email is from a legitimate business source when in fact, the information submitted will be sent to the perpetrator.
Victims may be directed to provide personal account information by responding to the email, or they may be directed to click on a link that takes them to a legitimate looking webpage containing a form on which they are instructed to provide the information. Typically, the information requested includes items such as account numbers, passwords, PINs, Social Security numbers or other personal identifying information that will allow the perpetrator to gain access to the victim's accounts, steal the victim's identity, sell the information to others seeking to do the same, or all of these.
Read the above information closely and fully understand the impact on yourself.
• Do no reply. Instead, contact the company using a website address you KNOW to be genuine.
• Avoid emailing personal and financial information.
• Review credit card and bank account statements as soon as you receive them for unauthorized activity.
Better yet, use any form of online banking to keep up-to-date on your accounts more frequently than monthly.
• Use virus protection software at home and make sure it is automatically kept up-to-date.
• Use a hardware or software-based firewall at home, and make sure it is automatically kept up-to-date.
• Use a spyware detection tool at home, and keep it up to date.
• Don't open unknown email attachments EVER.
• Don't run programs of unknown origin.
• Make regular backups of critical data.
• Keep all applications (including your operating system) patched.
If you have responded to an email or phone call your bank immediately, so they can help protect your account and your identity.
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