Features: Minimum opening balance $100. No monthly minimum balance required. Personalized Checks, Unlimited Check Writing, $10,000 Accidental death and Dismemberment Insurance, Medical Emergency Data Card, Luggage Protection, varying percentage Lodging Discounts, Car Rental, RV Lodging, Chain Discounts and more. Movie Theater Discounts, Savings on Special Services, Theme Park Discounts, and Other Attractions. Grocery Coupons, Golf Discounts, Bonus Travel, Sojourns™ Magazine Subscription, Hotel Savings Network, Discounts at Popular Lodging Chains, Cashier's Checks, and Money Orders. Deposit of Social Security and Payroll Checks, 24-Hour ATM Convenience, Photocopy Service, Bank-by-Mail, All for $7 a Month. *Overdraft fee per item $35. ATM and Bookkeeping fees may apply (see fee chart).