Personal Premier Money Market

A State Bank Group Banking ServiceMaximize your savings with a Personal Premier Money Market Account!

  • Minimum opening balance $5,000.
  • Minimum balance to obtain (annual percentage yield) APY is based on the following tier levels: $0.00 to $4,999.99; $5,000 to $24,999.99; $25,000 to $99,999.99; $100,000 to $174,999.99; $175,000 and up.
  • Interest is computed on daily balance.
  • Interest is compounded daily and credited monthly.
  • Interest begins to accrue on the business day you deposit cash or non-cash items (example: checks).
  • Up to six withdrawals per month by preauthorized, automatic, or telephone transfer--unlimited transfers are allowed in person and at the ATM.
  • Accounts closed before the end of the statement cycle forfeit accrued interest.
  • Monthly maintenance service charge of $10 if the daily balance drops below $5,000 any day of the month.

*Interest Rate and Annual Percentage Yield (APY) is variable for each balance tier (rate sheets are available upon request), and subject to change at any time.


Note: Insufficient funds/overdraft/NSF charges may apply ($35) when there are insufficient or unavailable funds and the account becomes overdrawn. The bank uses real-time processing, which means transactions are posted as the bank receives them. Multiple insufficient funds/overdraft/NSF fees may be imposed if at any time during the day, an account has insufficient funds, even though the final balance at the end of the day may be positive. The fee applies to insufficient funds or overdrafts created by check, in-person withdrawal or other electronic means. You will not be charged for point-of-sale transactions or ATM transactions that result in your account becoming overdrawn. 


Safe Banking Tips

Never give out the following information in an email:

  • First name, last name, business name
  • Email and password combination

  • Credit card, bank account, and PIN
  • Social security and driver's license number

Do not download attachments, software updates, or any application to your computer via a link you received in an email. The State Bank Group will not ask you to download anything for your account to work.