Everyday Checking

A State Bank Group Banking Service Learn more about Everyday Checking, please see Accounts Brochure PDF.

  • Minimum opening balance $100.
  • Daily minimum balance $200.
  • Monthly maintenance service charge ($8) if the daily balance on any given day of the month drops below $200.
  • Insufficient funds charge (paid) or insufficient funds charge (returned) $35 per item.
  • Monthly statement
  • Unlimited check writing
  • ATM Anytime Help Line accessibility (fees may apply)
  • Free online banking
  • Free mobile banking ** (Apple and Android) and text banking**
  • Limited access BaZing savings (3 free deals from local merchants to save you money on shopping, during, travel and more.)

**Wireless carrier data rates apply.

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NOTE: Insufficient funds charges may apply when there are insufficient or unavailable funds and the account becomes overdrawn. The bank uses real-time processing, which means transactions are posted as the bank receives them. Multiple insufficient funds fees may be imposed if at any time during the day, an account has insufficient funds, even though the final balance at the end of the day may be positive. The fee applies to insufficient funds charges created by check, in person withdrawal, or other electronic means. You will not be charged for point-of-sale transactions or ATM transactions that result in your account becoming overdrawn.


Safe Banking Tips

Never give out the following information in an email:

  • First name, last name, business name
  • Email and password combination

  • Credit card, bank account, and PIN
  • Social security and driver's license number

Do not download attachments, software updates, or any application to your computer via a link you received in an email. The State Bank Group will not ask you to download anything for your account to work.