Commercial Checking

A State Bank Group Banking ServiceIt's important to have a checking account that's tailored to your business' particular needs. To learn more, see Accounts Brochure.

  • Minimum balance $1.
  • Minimum opening balance $100.
  • Monthly imaged statement, unlimited check writing.
  • Account Charges: Monthly maintenance service fee $7.
  • Deposit $0.10, Deposited item $0.10, Paid item, $0.10.
  • Currency Services: Rolled coin (per roll) $0.05.
  • Strapped currency (per strap) $0.05.
  • ACH Electronic Services:Received debit and credit $0.05, Transmitted debit and credit $0.05, Multiple entry transmission $10.
  • Insufficient funds charge (paid) or insufficient funds charge (returned) $35 per item.
  • Earnings credit is variable and subject to change at any time at our sole discretion, no limitations and is applied to the monthly average collected balance to offset charges.

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NOTE: Insufficient funds charges may apply when there are insufficient or unavailable funds and the account becomes overdrawn. The bank uses real-time processing, which means transactions are posted as the bank receives them. Multiple insufficient funds fees may be imposed if at any time during the day, an account has insufficient funds, even though the final balance at the end of the day may be positive. The fee applies to insufficient funds charges created by check, in person withdrawal, or other electronic means. You will not be charged for point-of-sale transactions or ATM transactions that result in your account becoming overdrawn.


Safe Banking Tips

Never give out the following information in an email:

  • First name, last name, business name
  • Email and password combination

  • Credit card, bank account, and PIN
  • Social security and driver's license number

Do not download attachments, software updates, or any application to your computer via a link you received in an email. The State Bank Group will not ask you to download anything for your account to work.