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Thank you for your interest in the U.S. Small Business Administration's (SBA) Paycheck Protection Program (PPP). At this time we are no longer accepting new applications for PPP loans. If you have previously applied for a PPP loan and still have supporting documents to upload please use the secure email link found below.
The Coronavirus Aid, Relief, and Economic Security (CARES) Act signed into law on March 27, 2020, allocated funds to help small businesses keep workers employed amid the pandemic and economic downturn. Known as the Paycheck Protection Program (PPP), the initiative provides 100% federally guaranteed loans to small businesses. A second coronavirus relief bill was signed into law on April 24, allocating additional funds for the Small Business Administration’s Paycheck Protection Program. In early July, a PPP Extension was signed into law, allowing the program to continue into early August.
The U.S. Treasury has released an updated FAQ document to clarify and provide additional guidance on SBA PPP Loans. Click here to review this document.
SBA PPP Funds are to be provided in the form of loans that will be fully forgiven when used for payroll costs, interest on mortgages, rent, utilities. Loan payments will be deferred for six months. No collateral or personal guarantees are required. Neither the government nor lenders will charge any fees.
Loan forgiveness is based on the employer maintaining their employee payroll, or quickly rehiring employees and maintaining salary levels. Forgiveness will be reduced if full-time headcount declines, or if salaries and wages decrease.
Small businesses with 500 or fewer employees are eligible for the PPP —including nonprofits, veterans organizations, tribal concerns, self-employed individuals, sole proprietorships, and independent contractors. Businesses with more than 500 employees are eligible in certain industries.
Documents may be securely uploaded here, or dropped off via night deposit box, walk-up, or drive-thru lane. Documentation required depends on your specific situation. Check with your loan officer for a list of the documents you will need. Below is a list of some of the paperwork you may be asked to submit:
Your application to participate in the SBA PPP is subject to confirmation and review of payroll and financial information as well as SBA approval. By applying for a PPP loan you acknowledge that release and waivers signed or acknowledged within the PPP loan process up to and including the application through funding of proceeds applies to both existing claims and future claims that may arise in connection with your PPP application. You further agree that release and waivers supersedes any communications, understandings, and agreements by or between the parties with regard to any of the issues set forth herein. Requirements subject to change under the guidance of the SBA and U.S. Treasury. Funds are limited.
Please upload your files securely by clicking below.
A U.S. Treasury Department application is required to apply for funds. Please click on the link below to access a PDF version of the application.
To help you estimate the maximum loan availability and forgiveness amount for your specific circumstances, please click on this link to download the zipped excel file.