Deposits

Totally FREE Checking

Features:No minimum balance required. Minimum opening balance $100. Monthly statement, Unlimited check writing, ATM accessibility, VRU accessibility. Return to menu


The Club ®

Features: Personalized Checks, Unlimited Check Writing, $10,000 Accidental death and Dismemberment Insurance, Medical Emergency Data Card, Luggage Protection, varying percentage Lodging Discounts, Car Rental, RV Lodging, Chain Discounts and more. Movie Theater Discounts, Savings on Special Services, Theme Park Discounts, and Other Attractions. Grocery Coupons, Golf Discounts, Bonus Travel, Sojourns™ Magazine Subscription, Hotel Savings Network, Discounts at Popular Lodging Chains, free Individual Travelers Checks, Cashier's Checks, and Money Orders. Deposit of Social Security and Payroll Checks, 24-Hour ATM Convenience, Photocopy Service, Bank-by-Mail, All for $7 a Month. Return to menu

The Club Plus

Features: No Minimum Balance, Free Individual Travelers Checks, Cashier's Checks and Money Orders. Increase your security with the Family Plan, Auto Emergency Information Log, Auto Trip Routing, Notary Service, All for Only $8 Monthly Membership fee. Return to menu

Classic Checking

Features: Minimum balance $200. Minimum opening balance $100. Monthly imaged statement, Unlimited check writing, ATM accessibility, VRU accessibility. Account Charges: Monthly minimum balance fee if the daily balance on any given day of the month drops below $200 is $6. Return to menu

55+ Checking

Features: No minimum balance required. Minimum opening balance $100. Primary account holder must be age 55. Monthly imaged statement, Unlimited check writing, ATM accessibility, VRU accessibility. Account Charges:ATM fees may apply, Bookkeeping services fees may apply. Return to menu

NOW Checking

Features: Minimum balance $1000. Minimum opening balance $1000. Unlimited transfers in the bank, Unlimited Check writing. ATM accessibility, VRU accessibility. Monthly imaged statement. Interest terms: Floating market rate, subject to change. Accounts closed before the end of the statement cycle forfeit accrued interest. Account Charges: Monthly minimum balance fee if the daily balance drops below $1000 any day of the month is $5. Corporations are not eligible for NOW accounts. Return to menu

CD Checking

Features: Minimum balance $20,000. Minimum opening balance $20,000. Monthly imaged statement, Unlimited transfers in the bank, Unlimited Check writing. ATM accessibility, VRU accessibility. Interest terms: Balance up to $19,999.999 - Our current Now account rate. $20,000 and greater - Our current 3 Month CD rate. Accounts closed before the end of the statement cycle forfeit accrued interest. Account Charges: Monthly minimum balance fee if the average daily balance drops below $20,000 is $25. Return to menu

Money Market Account

Features: Minimum balance $1000. Minimum opening balance $1000. Floating market rates (subject to change), Monthly imaged statement, Unlimited transfers in the bank, Check writing limited to three per month. ATM accessibility, VRU accessibility. Interest terms: Interest is calculated daily and paid monthly. The annual percentage yield may change at any time. Accounts closed before the end of the statement cycle forfeit accrued interest. Account Charges: Monthly minimum balance fee of $5 if the daily balance drops below $1000 any day of the month. Return to menu

Money Market Plus

Features: Minimum balance $10,000. Minimum opening balance $10,000. Monthly imaged statement, Unlimited transfers in the bank, Check writing limited to three per month. ATM accessibility, VRU accessibility. Interest terms: Rate/APY varies for each balance tier and is subject to change daily. Refer to current rate sheet Account Charges: Monthly minimum balance fee of $25 if the daily balance drops below $10,000 any day of the month. Return to menu

Passbook Savings

Features: Minimum balance $100. Minimum opening balance $100. 18 withdraws per quarter, unlimited deposits. Passbook required to process transactions. Interest terms: Interest is calculated daily and paid quarterly at the end of the calendar quarter. The annual percentage yield may change at any time. Accounts closed before the end of the quarter forfeit accrued interest. Account Charges: Monthly minimum balance fee if the balance drops below $100 any day of the month is $2. Fee for withdrawals exceeding 18 per quarter is $1 per withdrawal. Fee for re-issuing a lost passbook is $5. Return to menu

Statement Savings

Features: Minimum balance $100. Minimum opening balance $100. Monthly statement. Six withdraws per month, unlimited deposits. ATM accessibility, & VRU accessibility. Interest terms: Interest is calculated daily and paid monthly. The annual percentage yield may change at any time. Accounts closed before the end of the statement cycle forfeit accrued interest. Account Charges: Monthly minimum balance fee if the balance drops below $100 any day of the month is $2. Fee for withdrawals exceeding six per month is $1 per withdrawal. Return to menu

Kids Klub Savings

Features: Minimum balance $1. Minimum opening balance $1. Account holder(s) must be under age 16. Passbook required to process transactions. 18 withdraws per quarter, unlimited deposits. Interest terms: Interest is calculated daily and paid quarterly at the end of the calendar quarter. The annual percentage yield may change at any time. Accounts closed before the end of the quarter forfeit accrued interest. Account Charges:Once the account holder attains the age of 16, the Passbook Savings account charges apply. Return to menu

Christmas Club Savings

Features: Minimum balance $5. Minimum opening balance $5. Weekly payment book. Balance plus interest paid on October 31st. Interest terms:Interest is calculated daily and paid at maturity. The annual percentage yield may change at any time. Balances withdrawn prior to October 31st forfeit interest. Return to menu

Certificate of Deposit

Features: Minimum balance $1000. The annual percentage yield (APY) will not change for the term of the deposit. A notice will be mailed 30 days prior to maturity. Excluding CD specials, certificates of deposit will renew automatically for the same term at the current APY in affect on the maturity date. Funds may be withdrawn up to 10 calendar days from the maturity date without penalty. Additional deposits may only be made at renewal. Interest terms:Interest is calculated daily and may be paid monthly, quarterly, semi-annually or annually. The APY assumes interest remains in the account until maturity. If any of the principle is withdrawn prior to maturity, a substantial penalty may apply. Return to menu

Health Savings Accounts

Now Offering Health Savings Accounts. Do you have a Qualifying High Deductible Health Plan? Are you concerned about the ever-increasing costs of health care? Would you like an easy and secure way to set aside dollars for health care expenses? Open a Health Savings Account Today and Start Offsetting Qualified Medical Expenses.To qualify for a Health Savings Account, you must be participating in a qualified High Deductible Health Plan (HDHP), and your annualized deposit must reflect the lesser of either government limits or your deductible. Other limitations may apply. Check with your insurance agent or tax advisor to confirm eligibility. Compare a Health Savings Account to an IRA.  Each dollar deposited reduces your taxable income, but is in an account that is fully accessible (tax-deffered). Click here for an informative online brochure. Return to menu

Commercial Checking

Features: Minimum balance $1. Minimum opening balance $100. Monthly imaged statement, Unlimited check writing. Account Charges: Monthly maintenance $6. Deposit $0.10, Deposited item$0.10, Paid item, $0.10. Currency Services: Rolled coin (per roll) $0.05. Strapped currency (per strap) $0.05. ACH Electronic Services: Received debit and credit $0.05, Transmitted debit and credit $0.05, Multiple entry transmission $10, A varible earnings credit based on the Chicago Federal Reserve Fund effective the first day of the month applied to offset charges. Return to menu

Debit Card Application

Download today and return to a location nearest you. Return to menu

Elan Visa Card

An Elan Visa Card gives you an edge. The more you use it, the more you'll benefit-with streamlined accounting, solid purchase protection and no annual membership fee with one purchase per year. Request an Elan Visa Card Application from our New Accounts Representative, or pick one up in the lobby at any of our bank locations. For more information visit: Visa Elan Card  Return to menu



 

 

 

 

 

 

 

 

 

 

 

 

 

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