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Consumer Credit
Because
your credit report is an important part of many credit scoring
systems, it is important to make sure it's accurate before you submit
a credit application.
To get copies of your report, contact the three major reporting
agencies:
Equifax
Equifax Credit Information Services, Inc
P.O. Box 740241
Atlanta, GA 30374
To order report: 1-800-685-1111
To report fraud: 1-800-525-6285
Web site: www.equifax.com
Experian (formerly TRW)
National Consumer Assistance Center
PO Box 2002
Allen, TX 75013
To order report: 1-888-397-3742
To report fraud: 1-888-397-3742
Web site: www.experian.com
TransUnion LLC
Consumer Disclosure Center
P.O. Box 1000
Chester, PA 19022
To order report: 1-800-888-4213
To report fraud: 1-800-916-8800
Web site: www.transunion.com
Learn
More About Getting Your FACT Act Free Annual Credit File Under the
FACT Act amendments to the Fair Credit Reporting Act you are entitled
to one free credit file disclosure in a 12 month period. To request
this free annual disclosure you may contact the Central Source on-line
at www.annualcreditreport.com.
You can also contact the Central Source to request this free annual
disclosure by calling toll free (877) FACTACT or by using the mail
request form available at the central source website by clicking the
following link www.annualcreditreport.com.
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