FDIC Insurance Coverage Permanently Increased

On July 21, 2010, President Barack Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act, which, in part, permanently raises the current standard maximum deposit insurance amount to $250,000. The FDIC insurance coverage limit applies per depositor, per insured depository institution for each account ownership category.*

For more information you may go to the FDIC's Web site (www.fdic.gov).

* The permanent change to standard FDIC insurance coverage announced on July 21, 2010, does not apply to the Transaction Account Guarantee Program. However, the changes made did extend the unlimited coverage under the Transaction Act Guarantee Program through December 31, 2012. Certain restrictions do apply. On January 1, 2013, insurance coverage will return to the standard coverage which is now $250,000 per depositor, per ownership category amount. Learn more at www.fdic.gov or contact one of our local branches at 815-728-8000 if you have any questions.

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