"Bank Where You're Known"
Our Banking System Upgrade — We would like to take this opportunity to thank you for banking with The State Bank Group as your relationship with us is very important. We are pleased to provide the best products and services that combine our personal approach with advanced banking technology solutions. In an effort to continue this commitment to our customers we will be updating our banking system, which will generate changes to make banking even easier and more convenient for you. Please read this letter very carefully, as this upgrade will affect you. Our system changes will take place beginning 5 p.m., Friday, April 6 through Monday morning, April 9. Our online, mobile, and phone banking services will be down during this time. Our ATMs and debit cards may also experience intermittent outages. All our banking locations will be closed during the system upgrade. We want you to know that while our product offerings change, our commitment to superior service remains the same. And the same employees you have come to know and trust will continue to be here to help you.
What’s To Come
April 9, 2018: Updates to our processing software will make banking seamless across all our locations so you can take care of business no matter where you are. You will notice changes in the following areas:
-Your online banking login will be at thestatebankgroup.com. Just follow the instructions for access to your account. You will notice enhancements to the online banking experience. You will now have access to mobile deposit, however you must activate that service in online banking before it will be available for you in the app. The first time you log in to your new online banking you will continue to use your same sign-on ID but you will need to use the last six digits of your social security number as your initial password. You will then be prompted to create a unique password of your own choosing. Please remember to set up all your desired security features and alerts to best manage your online and mobile banking experience.
-After April 6, 2018, your eStatement history prior to that date will not be displayed in your eStatement account when you log in. If you would like to archive that history, please save the files or print the statements before April 6. Also, when you log in to your online account after April 9, you will need to re-enroll for eStatements.
-Your mobile banking app is now named TSBG, and is available at the App Store, Google Play and Amazon App Store. These apps have many improved elements over your previous mobile app. The bill pay and PopMoney features you have come to enjoy are still available. A major enhancement to your mobile banking app is the ability to make mobile deposits at anytime day or night.
-Phone banking will allow the same banking activities you have grown to appreciate but with a different menu. The first time you access phone banking you will be asked for your account number and the last four digits of your social security number.
-The ATMs will have a new interface with new options. Please note that ATM deposits will no longer be accepted at the Harvard Savings Bank location on Ayer Street. You can use mobile deposit anytime, anywhere.
-Account statements and teller receipts will feature a new look, with even more helpful information.
-Passbook loans will now be receiving loan statements. The statements will be mailed to you monthly with ample time to address your payment.
-You will no longer need a passbook for your certificate of deposit. Instead you will receive a notice in the mail when the account reaches maturity, and instructions about the CD renewal, important disclosures and next steps.
- Your current debit card will no longer be active after 6:00 p.m. Friday, April 6. You will receive a new debit card in the mail prior to that date. If you do not receive a new debit card by March 30, 2018, please call to inquire as to the status of your card delivery. During the system outage that weekend, debit card services could experience intermittent interruptions. Plan ahead to use an alternate form of payment if necessary.
-Starting April 9, transactions will be processed Monday through Friday 9:00 a.m. to 5:00 p.m. Saturday transactions and all transactions after 5:00 p.m. will be posted on the next business day. Transactions are not processed on federal holidays or Sundays.
-The old Harvard Savings Bank routing number will merge with The State Bank Group’s, which is 071924872. If you recently ordered checks, don’t worry; your checks will simply process as they always have. When you order new checks you will need to order with The State Bank Group routing number. Your direct deposits, bill pay and auto debits (collectively known as ACH) from your accounts will continue to work the same. If you need to establish new ACH transactions, always use The State Bank Group routing number moving forward.
-If you have a mortgage where taxes or insurance are being escrowed, you will receive an abbreviated escrow history statement. Please retain this statement for your records. Your next escrow statement will not display history prior to Friday, April 6. 2018.
-Please see the enclosed insert for an updated schedule of fees. Changes are highlighted.
Recent Additions and Reminders
-You will continue to be able to use CardValet. This feature allows you the ability to control your debit card, turn it on and off, and set spending limits, from your smartphone or tablet. It helps to alert you to transactions that occur on your account. You will need to delete your old debit card and replace it with your new card, once it’s activated.
-You currently have PopMoney available to you in online and mobile banking, so you can easily send and receive money between family and friends from your computer, smartphone, or tablet. This payment feature will still be available to you in your new online and mobile banking service.
For More Information
We realize you may have more questions, and that’s okay because we’re here to help. You can contact us in any of the following ways, or to stop in to your nearest branch.
Normal banking services will resume after the system upgrade. We apologize for any inconvenience this outage may cause and we appreciate your patience as the system changes take effect. We are excited about the recent and upcoming improvements at The State Bank Group as we continue to expand and grow. Thank you for allowing us to serve you, and we look forward to a long relationship as we always strive to bring the best of ourselves to you.
President and CEO
Available to Harvard Savings Bank Customers Only. Questions? Please Read New Customer FAQs
A sensible account for small businesses that are looking for simplicity, affordability and automated cash management. Features: No balance requirements, No monthly service fees, 500 FREE Transactions per month, (any combination of deposits or check entries), FREE Online Banking & Bill Pay, e-Statements, Overdraft Protection, Transfer option, FREE MasterCard Check Card, First order of wallet or three-on-a-page checks are FREE, or receive a $100 credit towards any other Business Check order, Merchant card services available, Currency and coin services provided at no charge, EZ-Bank 24-hour telephone banking system. *limitations apply
|Features||Simplified Business Checking||Business Lifetime Checking||Business Gold Premier Money Mkt|
|Opening Deposit Requirement||$100||$700||$5,000|
|Monthly Service Fee||$0||$10||$10|
|Minimum balance to avoid service fee||$0||$700||$5,000|
|Check Printing||First order of wallet or three-on-a-page checks are FREE, or receive a $100 credit towards any other Business Check||FREE first order||FREE check orders, always|
|Unlimited Check Writing|
|Online Banking & Bill Pay||FREE||FREE||FREE|
|Free Debit Card|
|Harvard Savings Bank Visa Credit Card|
|Overdraft Protection Transfer|
|Free Cashiers Checks/Money Orders|
|Additional Account Information||500 FREE Transactions per month (any combination of deposits or check entries). Merchant card services available. Coin and Currency services available at no additional charge.||Merchant card services available. Coin and Currency services available at no additional charge.||Six total withdrawals per statement cycle. A fee of $5 will be assessed for each check in excess of six during the statement cycle. Unlimited over-the-counter withdrawals. Merchant card services available. Coin and Currency services available at no additional charge.|
|1. Tiered rates 2. Up to $10 refunded in the statement cycle if the requirements are met. Merchant card services available. Currency and coin services available at no charge.|
A sensible account for small businesses that are looking for simplicity, affordability and automated cash management.
With a Visa credit card you will receive service from people you know. If you have a problem, simply give us a call or stop in. When was the last time you had face-to-face contact with your credit card company? We thought so! Plus, you can conveniently make your payments at your local branch, online or through the mail—whichever is most convenient for you.
Our industry leading consumer credit card products offer competitive pricing combined with a full range of reward options – making it easy to select and apply for the card that meets your needs.
Visa® Business Bonus Rewards Card
* The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points)
**The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points)
Late payments and going over the credit limit may damage your credit history
Fixed or Variable Rates, Flexible Payment Terms for all your business needs.
Fixed Rates Flexible Payment, Terms for all your equipment needs.
Fixed Rates, Flexible Payment Terms for buying, building, expanding or refinancing real estate.
We can help you establish or expand your business with longer-term, more affordable loans guaranteed by the Small Business Administration. These loans are well-suited to small and medium sized businesses and allow for the longest term or repayment possible.
Fixed or Variable Rates, Flexible Payment Terms for all your production and farm uses, purchase machinery and other farm equipment, or buying, building, expanding or refinancing land and improvements.
Contact a personal banker to learn about loan product and current rates.
Today is the day to cut the clutter and simplify your life with e-Statements.
e-Statements are the fastest and most convenient way to receive your monthly checking account statement, and best of all e-Statements are FREE. We will notify you with an email when your e-Statement is available online so you can view, print or save your statement.
Call TOLL-FREE 877-816-0487
EZ Bank Automated 24-hour Account Information Line gives you access to your accounts TOLL-FREE, 24 hours a day, 7 days a week, 365 days a year from any touch-tone phone.
FIRST TIME USERS: When prompted for your 4-digit security code -- enter the last 4 numbers of the Primary account owner's social security number and you will be prompted to select a NEW four digit security code. This NEW security code is the one that you will use for all future inquiries for this account.
Harvard Savings Bank Online Banking, it’s fast, easy & free!
See for yourself!
If you have a wire transfer sent to your account at Harvard Savings Bank, you will need to contact the bank directly. Please call 815-943-7000.
With Overdraft Protection Transfer, we will use your own money to protect your checking account from overdrafts. We will automatically transfer money from your Harvard Savings Bank and Loan savings account or deposit account to your checking account in order to protect your checking account from an overdraft.
Here’s how it works:
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This website has been established by the Bank for the sole purpose of conveying information about the Bank’s products and services and to allow communication between the Bank and its customers. Information that appears on this website should be considered an advertisement. Nothing contained in any page on this site takes the place of the bank’s agreements and disclosures that govern its products and services. If any information on the site conflicts with that in the bank’s agreements and disclosures, the agreements and disclosures will control. From time to time the Bank may place links to other websites on this page. The Bank has no control over any other website and is not responsible for the content on any site other than this one. Users assume all responsibility when they go to other sites via the links on this page. The information and materials contained in this website are owned by the Bank or by others, as applicable. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law. The Bank makes no warranties of any kind regarding the products and services advertised on this site. The Bank will use reasonable efforts to ensure that all information displayed is accurate; however, the Bank expressly disclaims any representation and warranty, expressed and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus. The Bank is not responsible for any loss, damage, expense, or penalty (either in tort, contract, or otherwise), including direct, indirect, consequential and incidental damages, that result from the access of or use of this site. This limitation includes, but is not limited to the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if the Bank has been informed of the possibility of such loss or damage.